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Company Car Or Company Car Allowance – Which Should I Choose

If you have the choice of a Company Car or Company Car Allowance, you should check out how much Company Car Tax (or Benefit In Kind Tax as it is also known) that you would pay if you accept a company vehicle, and then decide whether to go for the Company Car or cash. You could be better off taking the car allowance and leasing a car yourself, even though the allowance is taxable.

The Cash for Car scheme has become increasingly popular with both employers and employees in recent years. Employers save time and money in not having to source, maintain and administer a fleet, although they must always be aware of their Duty of Care and Health & Safety responsibilities. And as an employee, you have more freedom to choose the car you drive, and you could even be better off if you dont spend all of the company car allowance you receive. However, some employers do stipulate the type and age of vehicle that is acceptable, according to the job you are doing.

If you choose to accept a Company Car Allowance, its worth considering Car Leasing vs Buying. Car Leasing (also known as Contract Hire) is simply the hiring of a vehicle for an agreed period of time for a fixed monthly rental. Unlike Short Term Rental or daily rental, a car lease is usually for 2-5 years, after which you can simply hand the car back with no further commitment or, in some case, you may be able to purchase the vehicle if you wish. Car Leasing is a convenient, cost-effective and hassle-free way of financing a new vehicle, and there are many benefits of leasing a car. It enables easy budgeting of your motoring costs, and the fixed monthly payments can even include servicing and maintenance. Also, theres no need to worry about depreciation or disposing of the vehicle at the end of the contract.

Dont forget that if you choose the company car instead of the company car allowance, all your motoring costs (except private fuel) will be taken care of by your employer including insurance, road tax, servicing and repairs. If you choose the company car allowance, you will have to pay for these things yourself.

If you choose a company car allowance and lease a vehicle which you use in the course of your job, youre entitled to claim from your employer a mileage allowance for each business mile travelled. H.M. Revenue & Customs approves certain mileage rates that employees can claim for business travel, and the current rate is 40p per mile. Check the HMRC website for the latest information.

Part way between the company car and a company car allowance is something called Employee Car Ownership. This is where your employer gives you a car allowance, but the company organizes the finance deal and takes care of insurance and running costs. This may also be worth considering if your employer offers such a scheme.

A Car Salesman Career Can Be A Great Choice

Have you given some thought to a car salesman career. The current state of the auto industry shows us that this is an ideal time to enter into a car sales career. Today the car makers are taking more responsibility for the satisfaction of the car buyer and their car buying experience. In order to improve and clean up the image of the car salesman the dealer, sales people and the manufacturers are making change and improvements. The less than desirable car salesman image from the past is hard to change, but things are getting better as the car salesman is learning to be a true car sales professional.

As the business of selling cars grows as predicted the opportunities for those thinking about a car sales career will also increase. The myth that a car salesman should be a smooth talker and outgoing is false, they old need to communicate. There are many very good car sales people that are shy and introverted. Selling cars for a living is not about you, it is about dealing with people. Man or woman a career in car sales is only right for a few just like any career.

Even if you never consider being a car salesman before this might be a good time to reconsider. Not everyone has a day at work that consists of fun, making money and enjoy a number of other benefits. If you meet an ex-automobile salesman that speaks poorly of selling cars they almost always have a reason for their failure. Selling cars is much more than going for a ride with customers and that is why the turnover rate can be higher than other careers. Sorry, but that is not the case when it comes to selling cars. It takes a little more than driving people in cars to be a successful car salesman.

A career in car sales might be a great alternative for the person that can’t afford or desire to go to college. Going to college and having a degree is not a requirement to be a car salesman. Selling cars for a living doesn’t require college and it still has the potential to create an annual income of 100K or more. No experience needed at most dealers because they will teach you how to sell cars with their method. One great feature of selling cars is that your dealership will train and mentor you so that you can start making a very good sales income.

The perks that go along with a car salesman career can include a new car demo, first crack at all fresh trade-ins, an unstructured workday and a chance to have some fun with your fellow car sales people. One of the greatest things about selling cars for a living is being able to control your own income, you can make as much or little as you want. Now you decide, if you like making money, having great benefits and no chance of being bored think about a car sales career.

Is a car making a left turn always at fault in an accident

Liability in a car accident depends upon whether a driver has violated a traffic law or not. A vehicle that makes a left turn is nearly always found responsible for causing an accident with a vehicle approaching from the other direction and traveling in a straight path which is called the dreaded left turn accident. In the case of a left turn accident, the turning car is almost always at fault. A car driver must make a left turn only when it is safe. For this reason in a left turn accident, the driver making the left turn is usually at fault. but it is a common misunderstanding that the driver in a left turn accident is always at fault.

During left turn accidents, fault is almost always discovered immediately due to the fact that traffic laws affix responsibility against the driver making a left turn to yield to traffic that is approaching and oncoming, and then to turn only when it is completely safe. In the case of an unexpected situation, it is safe for the driver to turn left until an unexpected event resulted in the driver having to slow down or stop turning.

The car making the left turn must wait until it can safely complete the turn before moving in front of oncoming traffic. Finding liability against the turning driver to left turn car accident can be easily discovered the fault. In case you are injured in car accident by another driver who made a left turn, it is always required to consult an experienced personal injury lawyer who can help you determine liability for your accident and explain your legal options.

If you want to prove you were not at fault for an accident when taking a left turn, there must be evidence proving the above circumstances. Mostly many drivers who take left turns while driving are liable at fault because it’s difficult to prove the approaching driver was going faster than the speed limit. Some intersections have cameras, which could prove the oncoming driver was speeding, and even eyewitnesses could also help your case when the oncoming driver ran a red light, or an unexpected event occurred.

Hence there are various clear exceptions for general default rules that attach liability to drivers making left turns that result in inevitable car accidents. Those few exceptions can happen as well as negate automatic attachment of accident liability.

* If the car approaching from the opposite direction in a straight path is traveling too fast and speedy through a light in excess of the speed limit. Please note this is challenging to establish.

* If your car approaching from the opposite direction in a straight path drove through a red traffic light.

* The car making the left turn must start its turning when it was safe to do so and when the traffic was clear, but during the course of turning, some unexpected event occurred that made the car slow or stop its turning.

Car accidents can be very traumatic and can affect financially. To reduce financial stress Car Accident Compensation Claim is necessary.Visit us to learn more about this service. Gadlaw help you to get good compensation for Work Accident Claims professional lawyers with no win no fee method especially in uk

Car Audio Speakers

Speakers Overview:
The car speakers you use will have the absolute say in how your system will sound. There are many different types of speakers available. A single speaker can be used to reproduce the full range of sounds but it is not ideal. If the speaker is too great it will have problems reproducing high frequencies which require rapid movement of the speaker. If it is too diminutive it will have problems reproducing low frequencies which require large amounts of air to be moved. Because a single speaker cannot reproduce all sounds accurately multiple speakers are used each of which imitates sound in the frequency range it was designed for. A speaker called a tweeter reproduces high frequencies generally above 2 kHz.

Tweeters are small and lightweight so they can respond fast. Very little power is required for powering tweeters because they are very efficient. Woofers are the exact opposite because they usually require considerable amounts of power to really move air. Woofers are meant to produce sound at frequencies below 250 Hz and often just below 100 Hz (in the case of subwoofers). Because a woofer must move considerable amounts of air they are usually large with typical sizes of 10″, 12″, 15″ and even 18″! On the other hand tweeters are usually very small ranging in size from 1/2″ to 2″ in size. Typically, tweeters larger than 1″ in size cannot respond fast enough to sound good and are too directional. In between are midrange speakers which handle the frequencies between the woofers and tweeters. Further separation can be done but is usually unrequired and just complicates the crossover which must separate the full audio signal into multiple parts for each speaker.

Things to look for:
Power Handling: Just as with amplifiers, RMS or continuous power is pivotal here. Some manufacturers will assert very high power handling figures but they are usually for very short peaks only. Granted music is not continuous but the continuous power handling gives you a much better impression of how much power a speaker can really handle. For tweeters and midranges, power handling is not as critical since it does not take much power for them to play loudly. For woofers though a rough match should be made between the woofer and the amp driving it.

Sensitivity: This is a very important specification for a speaker. It gives you an idea of how loud a speaker will play given a certain input power. If a speaker is insensitive then it will require greater power to play at the same volume level than a speaker that is more sensitive. Figures between 85 dB and 95 dB at 1 watt RMS at 1 meter are regular. If you use anything outside of this range you may have trouble matching the output levels of the speakers relative to each other. .

Physical Size: You must pay attention to the size of the speakers you choose. Tweeters are very small but need to mounted where they fire nearly directly at you or they may not be heard correctly. Some tweeters have better off axis response than others. If you will not be on axis with the tweeter when you audition tweeters in a store listen to how their sound variates as you move around them to see if they will work in your car. Midranges should fit in the door or dash spaces provided or you will have to do some cutting or fabrication. In general the greater the woofer the larger the enclosure required to hold it. Some woofers are better optimized for modest enclosures than others (Kicker Solobaric, JL Audio W6 for example). Make sure you have enough room in your trunk or hatchback for the woofer. Kickpanels for midranges and tweeters or coaxials typically offer better imaging than locations in the door however the soundstage is sometimes lower than when you have the tweeters mounted high in the doors or on the A pillars.

How Do Speakers Work?
Moving Speaker Speakers are air pistons that move back (on the negative cycle of the signal) and forth (on the positive cycle), creating varied degrees of air pressure at different frequencies. The amplifier (either separate or built-in your radio), produces electrical impulses that change from positive and negative voltages (AC). This current reaches the voice coil inside the speaker, forming an electro-magnet that will either be repelled, or attracted by the fixed magnet at the bottom of the speaker. The voice coil is attached to the cone, moving it back and forth, creating sound. The surround (rubbery circle that joins top of the cone and metal basket) and the spider (usually yellow corrugated circle joining bottom of cone to magnet) make the cone return to its original position.

Speaker Sensitivity, measured in dB, is how loud a speaker plays (usually 1 Watt, 1 meter). A higher Sensitivity rating means that the speaker will play louder using the same power as a speaker with a lower rating.

The back and front parts of the speaker should be separated from each other. When the front of the cone is pushing air, the bottom is pulling air, creating a cancelling effect. Ideally each speaker should be in an enclosure. If you are mounting a speaker in a big hole, make certain you build a panel to isolate the front and back of the speaker (baffle).

Imaging, Staging and Directivity
Imaging – is being able to pick certain sounds from different places. The singer would usually be located towards the middle of the car, guitars, trumpets, and other instruments towards the sides of the car. If you scatter speakers all around the car your imaging would be very bad, since you would be producing the same sound at different places. If you have a system with flawless imaging, the sound should seem to come from different instruments and voices, not speakers.

Staging – is the ability of a system to “fool you” into feeling that everything (including bass) is in front of you. The sound should be identical to a stage in a concert, where the singer would be in the front center, and the rest of the instruments and background vocalists would be located to the left and right (but always on the front).

Good staging and imaging are not so easy to implement. It takes a lot experimenting with speaker location and direction.

Directivity – of sound is related to frequency. At higher frequencies it is simpler to pinpoint where the sound is coming from than lower frequencies. This can be used to our advantage in car stereo. Tweeters are the most important part of getting good staging. They should be aimed towards the middle of the car. A way to “bring” the bass to the front of the car is to fool our ears by overlapping frequencies played by midbases and subs, so that your midbases actually “pull” the bass to the front, since lower bass in not too directional. You should crossover your midbases as low as you can (without getting distortion). Then cut your subs at a bit higher frequency (preferably 60 HZ or less). This will mix the bass coming from the front and rear, making the bass seem to come from the front. Adding a center channel also improves staging, if it is set up correctly.

Types of Speakers
Coaxials – Coaxial speakers (or three-ways) are two (or more) speakers built-in the same frame. They are cheaper than separate woofer and tweeters and also easier to install. There is no need to worry about crossovers, since they are already built-in (you might still need to add a crossover to block bass if you are using high-power amplifiers). A disadvantage of coaxials is the lack of flexibility. For example, if the coaxial is all the way in the kick panel, or door panel aiming at your feet, you will not have good staging or imaging. You should usually consider coaxial speakers for the back and the front of the car, unless you only have one speaker hole and don’t plan to cut any more holes in the car.

Separates – Separates consist of a tweeter and woofer, and [most of the time] come with an external crossover. The woofer is usually mounted in the factory hole in the door or kick panel. The tweeters can be mounted in different places. Typically they are installed towards the top front corner of the door panel, in the dash or the in the blank plastic piece on the top front side of the doors (where the mirror is on the outside). You would have to experiment with angle and location to achieve the best possible imaging and staging.

Horns – Horns are very good at directing sound and have high efficiencies. Horns are typically mounted under the dash. By doing this, difference in distance from left and right speakers are greatly reduced over conventional mounting locations. Since horns play mids and highs, tweeters are not needed. Horns cost more than conventional speakers and require customization. Horns are not for everyone though. It is not easy to properly setup a set of horns.

Midbases – Midbases are usually 5, 6 or 8 inch speakers that are designed to go lower in frequency and are part of a three way system with a mid and tweeter. Midbases are usually mounted in the doors.

Subwoofers – Subwoofers add lower frequencies to the system. They have to be enclosed in a box, with the exception of free air subwoofers, which use the trunk as an enclosure. There are many different types of boxes and implementations discussed in the “subwoofers” section.

Car Speaker Mounting Locations
Front Speakers – The best place to mount speakers in the front, in custom kick panels. If this is impossible, try to point the speakers towards the center of the car, and try to minimize the distance between the right and left speakers to your ears. Custom kick panels are usually built from fiberglass or molded plastic, and are available from some manufacturers .

Rear Speakers – Rear speakers should give a sense of space to the music, but not overpower the front speakers. You should be able to barely hear the rear speakers. Most high end systems don’t have rear speakers. Tweeters are not essential for the rear, a set of coaxials will work well for rear fill.

Center Channels – Center channels consist of a midrange speaker (3 or 4 inch) mounted in the middle of the dash (usually) on the top. Center channels play a mono (Left + Right) signal between 350 – 500 and 3500 Hertz (voice range). The need of the center channel is to raise the sound stage, by causing the sensation of the singers “being” in the front of the car, and not in the door panels. Center channels are hard to implement.

Sizes and Shapes
There are many speaker sizes ranging from 1-inch tweeters to 18-inch (or bigger) subwoofers. A smaller speaker will reproduce higher frequencies better than a bigger one.

Do round speakers sound superior than oval-shaped speakers (i.e. 6×9’s)? The answer is yes for most practical purposes. A round cone is more rigid than an oval-shaped one, so at higher levels, an oval-shaped speaker will distort more. The reason why there are oval-shaped speakers is because of rear deck space considerations by manufacturers. An advantage of a 6×9 speaker over a 6-inch speaker is that it has a bigger area, so it will move higher air volume, producing more bass.

Power Considerations
Most people think that if they use a 50 watt per channel amplifier on their factory speakers, the speakers will be damaged. This may be true if the speakers do not have crossovers blocking off frequencies speakers were not designed to play. What destroys speakers is distortion. A high power amplifier allows the volume in the system to be higher, while the volume control on the radio is down in the range where no distortion is present. It is better to have more power than what you need to get cleaner sound.

Why Have A Car Sub Woofer

Why Have A Car Sub Woofer?

Why should you have a car subwoofer? First you need to learn what one is. Well a subwoofer is a speaker that is powered by an amplifier tuned in to and plays back low-frequency sound or bass. Subwoofers create low-frequency sounds and contain those low notes that are missing from most car stereo systems. They are heavily used in the streetcar-tuning scene; many cars out there have massive I.C.E (In Car Entertainment) installs. There is even a whole range of music designed to push subwoofers to their limits and give them a thorough workout. The genre is known as the bass track.

The Many Types Of Car Subwoofer:

Subwoofers are either passive or powered, with the passive systems drawing power off of the car’s head unit, and the powered systems have an independent powerline hooked up to them, usually right off the battery. Car subwoofers are mounted in boxes and placed in the boots or trunk of the car, or in other places such as the cars parcel shelf or the space beneath the car’s rear window. Car subwoofers also vary dramatically in size, on average from 6.5 inches all the way up to 60 inches in the crazy monster subwoofer category. There are plenty of relatively inexpensive subwoofers that are available, however the car subwoofer is a bit of a luxury item, so buy the best you can afford.

A Typical Car Subwoofer Setup:

The car subwoofer is mounted in a box made of MDF usually, although some of them come in tubes, known as bass tubes. Typically they are hooked up to a single channel amplifier set with a low crossover to provide the bass tones. Independent amplification is necessary, because the amount of power subwoofers need, can be too much for the car’s standard audio equipment. Since the car subwoofer is usually mounted in a box, they can take up a lot of room. If you want to fit a subwoofer you must be ready to sacrifice a substantial amount of space in order to house this specialty item. However, there are systems these days that place the car subwoofer and unused nooks and crannies of the car, these are specially built pod’s if you like and can be found for most popular makes of car.

Getting A Subwoofer Of Your Own:

A car subwoofer is a must in the overall high-end I.C.E setup. It is wise to choose the best product that you can afford, and not sacrifice price for quality. However that said, because of the big business there is in car audio products and subwoofers in general you can often find a bargain. My advice would be to search on the Internet and the online auction sites and see what you can pick up.

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